Business Checking

We realize the importance of great value

Business Checking is a simple, easy to understand checking account specifically designed for smaller businesses. And best of all, no service charge as long as your balance does not fall below $500. This product was developed to be among the most aggressive accounts in the marketplace. This account is especially attractive for smaller businesses who are seeking a simple account that avoids analysis based charges, and complicated fee structures. Business Checking includes the following features:


  • Simple pricing schedule, no analysis statement to reconcile
  • Check Images returned with statement
  • Low $100 balance required to open the account
  • No minimum balance required to keep the account open
  • Overdraft protection available3
  • Free ATM/Debit MasterCard1
  • Free Telephone Banking
  • Free Internet Banking and Bill Pay2



Minimum to open: $100

  1. Upon qualification
  2. No set-up or monthly charge. Optional Bill service available free of charge.
  3. An accompanying account such as a River Town Bank checking, savings, or line of credit, with sufficient funds available is required for overdraft protection.

Frequently Asked Questions:

What do I need to bring with me to open an account?

Stop by your local River Town Bank office where our Customer Service representatives will be happy to assist you in opening up your Community Checking account. You will need to bring your Arkansas driver's License or Arkansas ID and your Social Security card. You will also need to have the "minimum to open amount" deposit with you.