Personal Checking

We realize the importance of great value

Get the most from your checking account with our Personal Checking account. River Town Bank's Personal Checking provides exceptional services, such as unlimited check writing, and so much more. Just start with a $100 opening balance and there's no minimum required thereafter. And, there's no service charge. Great value begins with River Town Bank.


  • No monthly service charge
  • No minimum balance
  • Unlimited check writing
  • Mailed statement option $3.00 per month
  • Free eStatements
  • Free standard debit card1
  • Free Telephone Banking
  • Free Internet Banking and Bill Pay2
  • Notary service available


Minimum to open: $100.

  1. Upon qualification. Fees could apply at non-River Town Bank ATMs.
  2. No set-up or monthly charge. Optional Bill Pay service available free of charge.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local River Town Bank office where our Customer Service representatives will be happy to assist you in opening up your checking account. You will need to bring your Arkansas driver's License or Arkansas ID and your Social Security card. You will also need to have the "minimum to open amount" deposit with you.

Will I be charged for this account?
No. That is, no "monthly fee" will be assessed on this account. However, you may incur "activity fees" if you use your debit card at locations other than River Town Bank's ATM machines. You may also incur overdraft fees if you write checks with insufficient funds in your account.