Personal Banking

Personal Savings Accounts


Statement Savings Account

A great account for beginners as well as for anyone interested in hassle-free savings, our Statement Savings account can be opened with as little as $50. Interest is paid quarterly and no minimum balance is required. And, you can transfer funds to and from this account using Internet Banking or Telephone Banking.


  • Quarterly statements
  • No monthly fee1
  • Interest Bearing*
  • Interest compounds quarterly and posts quarterly
  • 6 withdrawals allowed per month without charge
  • Free Telephone Banking
  • Free Internet Banking2



  • Minimum to open: $50
  • Minimum balance: None
  1. 6 withdrawals allowed per month without charge. Additional withdrawals will be at $3.00 each.
  2. No setup or monthly charge.

*All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local River Town Bank office where our Customer Service representatives will be happy to assist you in opening up your Statement Savings account. You will need to bring your Arkansas driver's License or Arkansas ID and your Social Security card. You will also need to have the "minimum to open" amount deposit with you.

Will I be charged for this account?
The River Town Bank Statement Savings account does not have a monthly service charge. You may incur charges for using your debit card at locations other than River Town Bank's ATM machines. You will also incur charges of $3.00 each for those withdrawals in excess of 6 withdrawals per month.